Referrals · last 5 months
Milestones — 660+
When a client you referred crosses a 660 score, Subefy notifies you here — and you can send a congratulations that Subefy delivers for you. You never see the client’s name, contact info, score detail, or report. Available to realtor and loan-officer partners.
Your referral link
Clients scan this — right
from your phone or a flyer.
from your phone or a flyer.
Share this link anywhere — email signature, listing packets, client checklists. Every application that starts from it is tagged to you automatically. 100% online: your client never needs a phone call to get started.
Your referred clients
Privacy: you see anonymous client IDs and progress status only — never names, reports, scores, or documents. Partners have no legal right to consumer data, and Subefy never provides it.
Earnings ledger
Marketing assets
Co-branded intake flyer (EN/ES)
"How Subefy works" client email
Approved social captions
Logo pack
"How Subefy works" client email
Approved social captions
Logo pack
Tax info — W-9
Under penalties of perjury, I certify that the TIN provided is correct, I am not subject to backup withholding, and I am a U.S. person. Typing my name below is my electronic signature.
Required by the IRS once your commissions reach $2,000/year (2026 threshold). We use this to mail your 1099-NEC every January. In production this data is stored encrypted server-side — never in the browser.
Payout method — ACH
I authorize Subefy LLC to send credits (and, if needed, correcting debits) to this account via ACH for partner payouts, until I revoke this authorization in writing. Typing my name below is my electronic signature.
Payouts go out via ACH on the 15th once your balance reaches $50 and your W-9 is on file. In production, banking details are collected by our payout platform — Subefy never stores raw account numbers.
Program terms (plain English)
• $4 activation bonus for each referred client who activates a paid Subefy plan (first paid invoice after any trial).
• $4/month per active Plus client and $1/month per active Builder client — for each client's first 3 months on a paid plan.
• Earnings accrue monthly and pay out via ACH on the 15th once your balance reaches $50. W-9 required before first payout; a 1099-NEC is issued each January if you earn $2,000+ (2026 IRS threshold).
• RESPA: compensation is never contingent on any mortgage application, loan closing, real-estate transaction, or settlement service — it is compensation for referring a credit-education software subscription only. Never condition or steer any mortgage/real-estate service based on a client's use of Subefy. Full compliance policy →
• Use only Subefy-approved marketing language. Never promise a specific score increase or timeline.
• Disclose to your client that you have a paid referral relationship with Subefy.
• MLOs / loan officers: confirm your employer and state regulator permit third-party referral compensation before enrolling.
• $4/month per active Plus client and $1/month per active Builder client — for each client's first 3 months on a paid plan.
• Earnings accrue monthly and pay out via ACH on the 15th once your balance reaches $50. W-9 required before first payout; a 1099-NEC is issued each January if you earn $2,000+ (2026 IRS threshold).
• RESPA: compensation is never contingent on any mortgage application, loan closing, real-estate transaction, or settlement service — it is compensation for referring a credit-education software subscription only. Never condition or steer any mortgage/real-estate service based on a client's use of Subefy. Full compliance policy →
• Use only Subefy-approved marketing language. Never promise a specific score increase or timeline.
• Disclose to your client that you have a paid referral relationship with Subefy.
• MLOs / loan officers: confirm your employer and state regulator permit third-party referral compensation before enrolling.