AI dispute engine
Subefy scans your report for errors, duplicates, and outdated items — then writes bureau-ready dispute letters in seconds.
3-bureau report & score
Your full Equifax, Experian, and TransUnion picture in one dashboard, refreshed regularly.
Certified-mail tracking
We tell you exactly what to mail and track every certified-mail delivery for you.
Score simulator
Ask "what if I pay this card down?" and see the estimated impact before you spend a dollar.
Credit builder path
No credit history? Start from zero with guided steps that report positive payments to the bureaus.
Truly multilingual
The whole app, your letters, and human support — in English, Spanish, and 8 more languages.
Ready to see your own report?
Free to start · No credit check to join · English, Español y 8 idiomas más
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