Free
See where you stand
$0
forever
- Credit report snapshot at signup
- Personalized action plan
- Free dispute tool — dispute errors yourself
Most popular
Plus
Build, monitor & get mortgage-ready
$19.99
per month · first month free
- 3-bureau monitoring + alerts
- Certified-mail tracking built in
- Monthly 3-bureau refresh
- Score simulator & alerts
Builder
Build credit from zero
$5.99
per month
- Credit builder tools & tracking
- Positive payment reporting
- Score monitoring & alerts
COMING SOON
Coach
1-on-1 human credit coaching
Coming soon
Join the waitlist
- A dedicated human credit coach
- 1-on-1 strategy sessions
- A game plan built around your goals
Prices in USD. Coach is coming soon.
Member reviews
"Subefy showed me exactly what was pulling my score down and tracked every change. For the first time, I actually understood my own credit."
Daniel W.
Houston, TX
"I found the errors on my report and disputed them myself — free. The step-by-step guides made it simple."
Priya S.
Chicago, IL
"Support answered in Arabic. My father finally understood his own credit report."
Yusuf A.
Miami, FL
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